Interest-Free Loans, Grants,
& Scholarships for Soldiers,
Retired Soldiers, & Families.



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AER provides loans that are always free from interest and fees to Service Members and immediate family members in need of financial assistance. Repayment of loans is vital to ensure that AER can continue to provide assistance to the community it serves.
AER is the Army's own emergency financial assistance organization and is dedicated to "Helping the Army Take Care of its Own." AER financial assistance is conducted within the Army structure by mission commanders and garrison commanders through AER Sections located at U.S. Army installations worldwide.
AER respects the privacy concerns of those we serve and our supporters. Except where disclosure is required by law, we do not share, sell, or trade the personally identifiable information from our donors or scholarship/financial assistance applicants.

Who We Help

At Army Emergency Relief we help Soldiers and Families like you and yours everyday with scholarships, grants, and loans that are always free of interest and fees.

"Knowing you can go to someone that you can trust is huge." –COL Xavier Brunson
"I thought at one point I was forgotten… AER helped me when I didn’t think anyone else would." –SFC Charles H. Pressley
"AER has been a blessing." –SFC Frank Cash

How We Help

Calculate your monthly payments and savings quickly and see your AER advantage over other loan providers.

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Army Emergency Relief 75th Anniversary

Army Emergency Relief (AER) is the Army's own emergency financial assistance organization. Learn more at

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