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For over 77 years Army Emergency Relief has been
and will always be, Soldiers helping Soldiers.


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AER provides loans with 0% interest and no additional fees.
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Helpful Information

Loan Information
Before you take out a loan, it’s important to understand that a loan is a legal obligation that you will be responsible for repaying. Keep track of how much you’re borrowing and understand the terms of your loan. Think about how the amount of your loans will affect your future finances, and how much you can afford to repay.
Interest Rates
The charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets. Interest rates are typically noted on an annual basis, known as the annual percentage rate (APR). AER loans are free from interest and free from fees.
Identifying Deceptive Loan Practices
Don’t give out personal information on the phone, through the mail, or over the Internet unless you know with whom you are dealing. Find out more information on the lender with your local consumer protection agency. AER is the U.S. Army's approved and trusted resource.
Credit Scores
Your credit score is calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan or credit card. Your score can affect whether or not you are approved as well as what interest rate you are charged. AER loans are not based on credit. AER doesn’t run your credit or pull your credit score.
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