For over 77 years Army Emergency Relief has been
and will always be, Soldiers helping Soldiers.
I am a
National Guard / Reserves
Months to repay
With Competitor Rates
AER provides loans with 0% interest and no additional fees.
Enter your lenders interest and fees.
Please enter valid numbers for the calculator before attempting to calculate.
Competitor Monthly Rate
AER Monthly Rate
Before you take out a loan, it’s important to understand that a loan is a legal obligation that you will be responsible for repaying. Keep track of how much you’re borrowing
and understand the terms of your loan.
Think about how the amount of your loans will affect your future finances, and how much you can afford to repay.
The charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets. Interest rates are typically noted on an annual basis, known as the annual percentage rate (APR).
AER loans are free from interest and free from fees.
Identifying Deceptive Loan Practices
Don’t give out personal information on the phone, through the mail, or over the Internet unless you know with whom you are dealing. Find out more information on the lender with your local consumer protection agency.
AER is the U.S. Army's approved and trusted resource.
Your credit score is calculated from your data-rich credit report and is one factor used by lenders to determine your creditworthiness for a mortgage, loan or credit card. Your score can affect whether or not you are approved as well as what interest rate you are charged.
AER loans are not based on credit. AER doesn’t run your credit or pull your credit score.
Is there a dollar limit on AER assistance?
What kind of assistance can I expect?
Do I have to contribute to AER to get help?
How long does it take to get assistance from AER?
How do I find AER when I need help?
FAQs Types of Assistance
Does AER get its money from the government?
From where does AER get its funds?
Who is eligible?
When is a Soldier NOT eligible for direct access to AER?
FAQs General Assistance
What type of assistance is available?
FAQs AER Funding
What should I bring with me to request assistance?
Can my spouse obtain AER assistance if I am deployed or TDY?
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