Since 1942, Army Emergency Relief has been and will always be, Soldiers helping Soldiers.

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Looking for a local AER office? Office Locator

How to Apply for Assistance

Requests for AER assistance are processed at any of the 76 AER Sections located on Army installations around the world.  If you are not located near an Army installation with an AER Section, AER assistance can be obtained at the nearest Air Force, Navy/Marine Corps, or Coast Guard Installation through their Military Aid Society Office. In the absence of a local Military Aid Society, AER assistance is available by calling the American Red Cross at 1-877-272-7337, and then selecting option 3 for financial assistance.

Should you need further guidance on finding the nearest location to seek assistance, please click on Find Your Closest AER Location. You may also review the “How We Help” information below to understand our categories of assistance.

If you have further questions about applying for AER assistance, please contact HQ AER at 1-866-878-6378.


AER provides loans that are always free from interest and fees to Service Members and immediate family members in need of financial assistance. Repayment of loans is vital to ensure that AER can continue to provide assistance to the community it serves.
AER is the Army's own emergency financial assistance organization and is dedicated to "Helping the Army Take Care of its Own." AER financial assistance is conducted within the Army structure by mission commanders and garrison commanders through AER Sections located at U.S. Army installations worldwide.
AER respects the privacy concerns of those we serve and our supporters. Except where disclosure is required by law, we do not share, sell, or trade the personally identifiable information from our donors or scholarship/financial assistance applicants.

How We Help

Calculate your monthly payments and savings quickly and see your AER advantage over other loan providers.

AER Offered Me a Way Out

We offer assistance for a wide variety of financial situations. See how AER was able to assist these Soldiers and their Families.
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In 2012, AER established the Army Wounded Warrior (AW2) Special Access Program to directly assist those Soldiers who have suffered severe wounds or injuries that normally result in their being medically retired. The purpose of this program is to provide financial assistance to these Wounded Warriors as they transition between the Army pay system and their VA benefits. 

If you are enrolled in the AW2 program and are currently actively case-managed by your AW2 Advocate, please contact your Advocate or email AER HQ for guidance on how to apply.

Army Emergency Relief is a tax-exempt 501(c)(3) nonprofit organization
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