AER provides no-interest loans and grants to Soldiers and their Families through their local installation's AER section.
Army Emergency Relief Now Provides
Direct Access for all Soldiers
Effective 9 September 2015, all Soldiers, regardless of rank, are authorized direct access to apply for Army Emergency Relief assistance except for those Soldiers who are in Initial Entry Training (BCT/OSUT) and have less than one year time in service. Direct access without the Commander/First Sergeant review will be limited to two assistance requests (loan or grant) within a 12 month period, regardless of rank.
Soldiers exhibiting “high risk behavior” in accordance with Army standards in Army Directive 2015-21, Update to the Army Risk Reduction Program, dated 8 April 2015 and AR 600-85, The Army Substance Abuse Program, dated 28 December 2012 are required to submit request for AER assistance through the Company/Battery level chain of command.
Click the Financial Assistance Tab on the left for details on applying for assistance through AER.